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What is Financial Aid?

Money to pay for college, career, trade or vocational school. This financial assistance covers educational expenses including tuition and fees, room and board, books and supplies, and transportation. The different types of aid are:

- Grants
- Scholarships
- Work Study
- Loans

Scholarships and grants do not have to be paid back.  This is FREE money.  Work Study gives you work on or around campus while you go to school.  Hours are flexible and employers know school comes first.

There are BILLIONS Dollars available in financial aid and there is a lot of money that go unused because students don’t apply. Military Money is a BIG RESOURCE of financial aid to help you with your college funding.  Scholarships can be worth over $400,000.  The five military branches are:
- US Army
- US Navy
- US Marine Corps
- US Coast Guard

There are variety of scholarships, from full tuition to additional funding for room and board to allowances for books and fees- that are awarded based on merit and not financial need. These opportunities are about going to war. The military is looking for the best and brightest to represent our country in Science, Technology, Engineering, and other disciplines. For example, if you are interested in the medical field or law, that will be your career in the military. Please visit this site for more information https://studentaid.ed.gov/sa/types/grants-scholarships/military#rotc-scholarships

There are different types of scholarship aid.  The types of scholarships can be:

- Institutional/ campus aid
- Academic
- Teach grant
- Athletic scholarship
- Band/Choir
- Fraternities or Sororities
- Need Blind Scholarships

Usually these universities accept students on the admission criteria, which requires a higher GPA. These universities also offer “Need Blind” for low-income students. What does that mean if students are accepted and income is not a determining factor on acceptance. The schools provide 100% need not merit aid.

Quick Easy Planning Tips to Get to College

1. Good grades and test scores are your ticket to get free money to go to college

2. Take the SAT and ACT at least 2-3 times begin studying before you take each test. You can begin taking these test as early as 7th grade, however it is a great idea to take the SAT and ACT at least once by June of your 9th grade year.

3. Start searching for scholarships that fit your profile,:









or our download our official App HBCU Hub for Android or Apple.

4. Make a list of colleges. Choose up to 10 colleges, because 10 colleges can fit on your FAFSA form.  FAFSA stands for Free Application for Federal Student Aid

5. Visit some college campuses as early as you can, but at least by 10th and 11th grade

6. Get involved on your campus like join a club, play a sport, start a club,  run for office, get involved in student government

7. Start working on your essay, for two things, for your personal statement for your college application, and/or for scholarships. A Career Essay is a really good place to start.

8. Start working on logging the volunteer hours you have been doing in your community and this is a good thing to include in your essay

9. Prepare an Academic Resume and a Personal Resume

10. Start thinking about what teachers, administrators, and community leaders you are going to ask for Recommendation letters.  Pick people who will say great things about you

11.  If you are a Senior Start apply for colleges August 1st

12. Proofread everything before you submit

13. Then also look at applying to accredited private and independent colleges.  Many of these colleges have endowment funds and additional funding resources to provide scholarships and grants to help you attend college.  Remember there are over 7,000 colleges in the United States, and there is a fit for everyone.

14. October 1st apply for financial aid by going to www.fafsa.ed.gov you can select up to (10) colleges. Also look for scholarships available at their college by going on each college website. Every student has to fill out a FAFSA to get any kind of aid, scholarship, grant, etc.

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